Supreme Court Rules on the Patient Protection and Affordable Care Act: What it Means for You

On June 25, 2015, the Supreme Court held in King v. Burwell that the Patient Protection and Affordable Care Act, amended by the Health Care Reconciliation and Education Act, (“ACA”) makes premium tax credits available to taxpayers who obtain health insurance through exchanges established by the states or the federal government. Writing for a 6-3 majority, Chief Justice Roberts upheld the IRS’s rule that authorized credits regardless of whether the state or federal government establishes the Exchange.

For consumers, this means that no matter what state you live in and whether your state or the federal government operates the health insurance exchange, as long as your income qualifies you or your family for a premium tax credit, you will continue to get your subsidy.

If you have a question about whether you qualify for a premium subsidy, get in touch with a Navigator by visiting Healthcare.gov.

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